Rajib Giri is a seasoned banking professional with a distinguished career spanning over three decades in credit assessment, risk management, and business development. His extensive expertise in corporate, SME, and retail lending, combined with his strategic decision-making abilities, positions him as a highly effective Mortgage Loan Originator (MLO).
With a strong background in credit risk evaluation and financial assessments, Rajib has consistently demonstrated his ability to underwrite creditworthy assets, reduce non-performing loans, and drive revenue growth. His leadership roles at Standard Chartered Bank, Kumari Bank Ltd, and MAW Investments saw him successfully launch financial products, implement digital banking solutions, and structure complex lending deals, including aircraft financing and export trade finance.
Rajib’s deep understanding of risk control, mortgage financing, and project credit structuring allows him to assess borrower profiles with precision, ensuring sound lending decisions. His ability to cultivate strong client relationships and his track record of exceeding performance targets make him a trusted advisor in the mortgage industry.
Holding an MBA in Accounting and Finance, along with a Mortgage Loan Originator License, Rajib continually enhances his expertise through global certifications in financial markets, private equity, and risk management. His dedication to professional development, combined with his analytical acumen and passion for deal-making, makes him a valuable asset to clients seeking tailored mortgage solutions.
